The essential personal finance workbook for students, teens, and families.

Money doesn’t have to be confusing. In Mastering Money, young readers learn the real-world skills that many adults wish they’d been taught sooner, including how to earn, budget, save, and invest with confidence. Written in an engaging, easy-to-follow format, this comprehensive workbook turns complex financial concepts into practical lessons for daily life.
Part of the Life Skills Lab series, Mastering Money helps kids and teens build healthy financial habits through real stories, guided reflections, and hands-on activities that bring money management to life.
Inside You’ll Learn:
How to earn wisely through jobs, entrepreneurship, and investing.
How to manage money with smart budgeting and spending choices.
How to beat debt using proven strategies to take control of your finances.
How to grow wealth through saving, compounding, and long-term planning.
How to give back and use money to make a positive difference.
Each chapter combines clear explanations, relatable examples, and workbook-style exercises designed to spark discussion and real change. Readers will explore real-world budgets, identify bad spending habits, and design personalized financial plans that actually work.

The final section brings everything together in a powerful real-life simulation. Readers meet Michelle, a 24-year-old with an out-of-control budget, growing debt, and big financial dreams. Step by step, readers apply what they’ve learned to help her make smarter choices, pay off debt, and begin building investments for a secure, confident future. It’s the ultimate test of financial understanding, and a reminder that anyone can turn things around with the right knowledge and plan.

Perfect for:
Homeschool lessons and life skills curriculums (ages 8+ with parental guidance)
Solo study for middle school and high school aged students (ages 12–18)
Family learning and discussion
Financial literacy programs and classrooms
About the Series
Life Skills Lab is a collection of practical workbooks that teach real-world lessons kids and teens need to thrive; like giving, budgeting, entrepreneurship, smart shopping, and critical thinking. Each book is created by a husband-and-wife team of parents who write with their own children in mind, turning essential life lessons into fun, empowering learning experiences.

Build confidence. Build independence. Build your future.